Appraisal vs. Market Analysis: What’s the Best Option in a Divorce?

Key Takeaways:

• Divorce courts strongly prefer licensed appraisals over CMAs in contested cases.
  

• A Licensed Real Estate Appraisal is objective, court-admissible, and follows professional standards (USPAP).
  

• A Comparative Market Analysis (CMA) is a helpful tool for estimating value but lacks legal standing in court.
  

• CMAs may work in amicable or mediated divorces when both parties agree on property value.
  

• If property value will affect alimony, equity splits, or buyouts, an appraisal is usually the best route.
  

• Consulting with a CDRE and Divorce Mediator helps ensure real estate decisions are accurate and legally sound.
  

• Book a free consultation to evaluate your property options with divorce expertise in mind.
  

Appraisal vs. Market Analysis: What’s the Best Option in a Divorce?

When going through a divorce, valuing the marital home properly can make or break a fair settlement. But not all valuations are treated equally by the court. Getting an Appraisal vs. Market Analysis is an important decision to be made.

A Licensed Real Estate Appraisal is a court-admissible report prepared by a certified appraiser, following strict standards. It's objective, detailed, and credible—making it the gold standard in contested divorce cases.

A Realtor’s Comparative Market Analysis (CMA) can offer a helpful price range based on comparable sales—but it's informal and not usually accepted in court.

So, which should you choose?

If you're negotiating amicably, a CMA might be fine for early conversations. If you're headed to mediation or court, an appraisal is your safest, strongest option.

As a Certified Divorce Real Estate Expert (CDRE) and Certified Divorce Mediator, I help my clients understand when each tool makes sense—and ensure your real estate decisions are legally sound and financially smart.

Ready to talk about your property and next steps? Schedule your FREE consultation at www.LisasCalendar.com

📞 Lisa McNally | CDRE | CDFA | Divorce Mediator | Divorce Coach 🌐 www.OptimalDivorceSolutions.com

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Appraisal vs. Market Analysis - Which Is Best For You?